Are you planning to take out a mortgage loan? If so, consider checking your credit score. You might not know it but your credit score can greatly affect your mortgage loan. Many people are still confused about this. A person’s credit score can impact your ability to land a job, to apply for a loan and even when it comes to opening a new savings account. Banks and other institutions that you don’t know are using the detailed information about your past credit and debt record. Why is this? ...

Are you a Canadian on the market looking for a home to buy but you are worrying about the potentially high mortgage rates you may be charged with by lenders? If this is the case, you will be happy to know that there are several things that you, as a would-be home buyer can do to get lower Canada mortgage rates.

According to an extensive study done by the people at the Bank of Canada, simply BoC to many, there are several things that Canadian home buyers can undertake in order to get better m...